“I welcome Mikro Kapital to the capital market, which, starting today, enters trading with the first bond issue listed on the Multilateral Trading System of the Bucharest Stock Exchange. Mikro Kapital’s field of activity, namely providing loans to small businesses, is continuously developing, which shows the market’s need for such solutions. I am pleased to note the openness of lending institutions to BVB, which once again confirms the capacity of the capital market to support the Romanian economy.”, stated Radu Hanga, President of BVB.

“This bond issue, listed with the support of Goldring on the Multilateral Trading System of the Bucharest Stock Exchange, marks an important moment for Mikro Kapital. We are pleased to attract a new source of financing, which will allow us to support Romanian entrepreneurs and farmers through financial solutions tailored to their needs. We thank the investors who subscribed to the offer and who put their trust in our vision and development plans.”, mentioned Andrei Boscata, CEO of Mikro Kapital.

“We are pleased to see Mikro Kapital opening to capital market mechanisms and are happy to mediate this first step on the Bucharest Stock Exchange. The Issuer’s decision to test the market with a bond issue guaranteed by securities and with an attractive interest rate of 12% offers investors a solid investment alternative. The bond issue continues the series of moments that consolidate Mikro Kapital’s upward trajectory, after the constant growth of the loan portfolio, obtaining international ratings, concluding over 10 financing partnerships with local banks and investment funds. We remain confident that this listing represents only the first step in a series of future initiatives aimed at supporting the expansion of Mikro Kapital IFN S.A.”, said Virgil Zahan, CEO of Goldring.

According to the Memorandum, the funds raised through the bond issue are intended to finance lending activities that will allow the development of the business and the consolidation of the position on the microfinance market, in correlation with the existing opportunities and the growing demand for Mikro Kapital IFN S.A. products.

About Mikro Kapital IFN S.A.

Mikro Kapital IFN SA is a non-bank lending institution, established in 2016, that provides loans to microenterprises and small businesses in Romania. With a mission to contribute to the economic development of small and medium-sized businesses, MIKRO KAPITAL IFN aims to provide quality financial services, building long-term partnerships based on mutual respect and trust. MIKRO KAPITAL IFN’s financial product portfolio includes solutions tailored to the various needs of businesses. These include business loans for microenterprises and small businesses, agribusiness loans (for farms and agricultural companies), eCommerce loans (for online businesses), EIF loans (for microenterprises and agricultural companies) and SupeRRapid loans with online pre-approval.

MIKRO KAPITAL IFN SA has also placed a special emphasis on sustainability, being in the process of obtaining the “Sustainability Alignment Rating” (AFISAR), rigorously evaluated by Agents for Impact. In addition, Mikro Kapital IFN holds numerous certifications and recognitions at national or even international level, such as: Client Protection Pathway Enrollment, The European Code of Good Conduct, ESG Rating issued by AFISAR (Agents for Impact Sustainability Alignment Rating) and, Institutional Rating issued by MicroFinanza Rating.

With 72 employees, 12 agencies and a headquarters, MIKRO KAPITAL IFN has granted over 7,000 loans in the 7 years of presence on the market, totaling over EUR 120 million, serving over 4,000 clients, of which 1,134 are business women.

About Bucharest Stock Exchange

BVB is the only securities market operator in Romania. BVB, listed on its own market since 2010, is part of the BVB Group that includes the Central Depository, the institution responsible for the register and settlement operations in Romania, and, since October 2019, the central counterparty, i.e. CCP.RO, an institution that is to take up the clearing of securities transactions in Romania and to contribute to the re-launching of the derivatives market. BVB manages two separate markets, the Regulated Market and the Multilateral Trading System, which lists a variety of financial instruments such as stocks, bonds, fund units, certificates, structured products, and preferential rights.

The efforts of the BVB and of its stakeholders to modernize and develop the capital market in Romania have also been acknowledged by the country’s promotion to the Emerging Market status in 2020, by Russel, the global FTSE index provider.

A number of 11 Romanian companies are currently included in the FTSE Russell indices for emerging markets. Further information can be found on www.bvb.ro. BVB ended 2024 with a record number of transactions, over 2.6 million representing a 32% increase compared to 2023, a record capitalization of listed companies of RON 363 billion which represents 18% increase compared to the previous year and an advance for the BET and BET-TR indices of 8.8% and 16.1%, respectively. For more information, visit www.bvb.ro.